Hard money loans are designed for real estate investors and developers to finance property acquisitions and improvements. These asset-based
loans use the property’s value as collateral, offering a flexible and efficient financing solution.
What is a Hard Money Loan Typically Used For?
A hard money loan, also known as an asset-based loan, is traditionally used to finance the acquisition of a property and its improvements or renovations. It serves as a short-term financing solution for real estate investors or borrowers who may not qualify for conventional programs.
For real estate investors, these loans provide the necessary capital to renovate a property, which can then be sold or leased.
Essentially, hard money loans act as a “bridge” for investors until permanent financing becomes available, or the property is sold.
Want a straightforward fix & flip loan with
a seamless funding process? Need
rehab money to bring your project to life?
Capital Prime Lending leverages years of
experience to tailor the perfect loan
solution for your investment needs!
Capital Prime Lending provides
competitive financing solutions for
builders and developers, covering
acquisition, development, and
construction loans to help bring your
projects from vision to reality.
A bridge loan is a short-term financing
solution designed to help you purchase
or refinance a property quickly, providing
the necessary capital to bridge the gap
until longer-term financing is secured
or the property is sold.
A DSCR (Debt Service Coverage Ratio) loan offers financing
based on the property's cash flow, not personal income. Ideal
for investors, this program focuses on the property’s ability to
cover debt payments, enabling portfolio growth without
traditional income verification.
Our commercial loan program provides flexible financing
options for purchasing, refinancing, or developing commercial
properties. Tailored for business owners and investors, this
program supports growth and expansion with competitive
rates and customized solutions.
Capital Prime Lending is your go-to solution for all direct private hard money lending needs, ready to tackle challenges and help you reach your full potential.
